The bottom line issue with the proposed changes to the Garden City Fire Department is what affect they will have on fire insurance rates for buildings in the village.
Any degradation of service will, over time, result in higher loss experience and increased rates; conversely, improvements in service should result in lower loss experience and decreased rates.
Before making any changes, shouldn't a detailed analysis of the impact of the changes on service be conducted and made available to the trustees and citizens?
No doubt, the insurance companies will be doing their own analysis.
The clear trade off is between insurance costs and taxes to support fire protection.